PRINCESSA wrote: If we are getting married or are married, then for sure a want a joint account, cause whatever he makes is mine anyways. If your in a seriuos relationship then no, not really althou I better be part of how you spend your money & if I'm NOT then bye, bye. I need to take care of my future & security. you would spend all your husband's money wouldn't you!!!!
maybe not all, cuase I can't be tight, but enough to live good as always.
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PRINCESSA wrote: If we are getting married or are married, then for sure a want a joint account, cause whatever he makes is mine anyways. If your in a seriuos relationship then no, not really althou I better be part of how you spend your money & if I'm NOT then bye, bye. I need to take care of my future & security.
you would spend all your husband's money wouldn't you!!!!
If we are getting married or are married, then for sure a want a joint account, cause whatever he makes is mine anyways.
If your in a seriuos relationship then no, not really althou I better be part of how you spend your money & if I'm NOT then bye, bye. I need to take care of my future & security.
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"Ecuador my life, football my passion, the cup my goal"I'M NOT SPOILED, I'M A PRINCESSA !!
well you know what I don't think there should be any problem having a joint account if two people are living together or are married, they are mature enough in handling the money situation if anything in the future happens, and expenses should be split in half, now if one of the persons makes more than the other, it shouldn't matter, that is why they are together to share
An option for Savings would be each person puts in the same amount of money at the end of the month in a joint account.....in case of a break up or whatever the money is split down the middle but with already accumulated interest....that is JUST for savings.....and it can even be used for a vacation....
What Daeveed says makes sense for a married couple.....
But somehow now in days everyone thinks for themselves and THEIR money, THEIR expenses and how THEY like to handle money......is it a TRUST issue or a RESPONSABILITY one.....
And like "woo hoo" said:
Make Sure Both Parties Are On The Same Page . . .
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I don't see a problem with joint accounts.. if u are in a stable and healthy relationship.. especially if you're married, then a joint account does come in handy.
The joint account could be used for general bill payments ie: hydro, gas, cable, phone, groceries, etc... But also an account extra for one-self is not a bad idea.
Keep in mind though... both parties need to be on the same page and had agreed on how the joint account is going to work!!!!
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I hate two-faced ppl.... A little bit of respect won't kill you!!!
For the people that already live with their significant other, how does it work in your house? For the rest, how do you think it should work?
True story: hubby and I started off having a joint account and everything in theory was going to be fine and dandy because we so loved each other and we would live happily ever after. Well, I'm the nazi cop stickler cheapo when it comes to money, and I'm obsessively compulsive when it comes to paying bills, so I was always on hubby's case when it came to his liberal ways of handling money. So one day he rebelled and said, "no more. I'm opening my own account." Well, he did, we divided our expenses, and the TV Buff and Hubby residence is a nicer and more peaceful place to live in since then. He became a lot more responsible with money and I started to breathe.
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I guess there is no right answer so to each his own, but I prefer having seperate accounts. I am not a penny pincher, but I like to know where my money is and what is it being spent on. I just recently got married and that's how it's gonna stick. Plus it's not like we got married for the privilige of having a joint account The most important thing will be making sure the bills are paid, theres food on the table and that you enjoy your free time by going out, staying in or whatever.
that's why I keep my money in the oven.... nobody is gonna find it there, cuz I never open it... you gotta think with your kidneys once in a while.... -- Edited by McOSIRIS at 16:09, 2006-05-31
smartt!! until someone decides to turn on the oven
I would say that both should keep their personal account, no need to have a joint one.
And it's not about not trusting or one making more than the other, well for me. It is just easier that way ! It doesn't mean that you won't share the house and outing expenses.
Well that's how we did it forthe longest time and never had any problem, desagrement or arguement on the money.
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Shy_Latina wrote: Okay, that's fair!! But if it's a couple don't you think they'll be saving and entertaining themselves together?? What’s the point of having separate accounts then? So what answer are you looking for? ..nevermind. i read your original post. -- Edited by Marky Mark at 16:25, 2006-05-31
Not looking for any answer, just asking for opinions.
So I was talking to a coworker during lunch and we starting discussing how couples (married or not) that are living together handle money. I believe if you decide to move in with someone then each other’s income should go into a joint account. You'll be spending in the same stuff anyways, rent, food, vacation, etc.. My coworker on the other hand thinks what's his is his and what's hers is hers. He can pay for, lets say rent, and she can pay for food. If they go on vacation then they can go half half. For the people that already live with their significant other, how does it work in your house? For the rest, how do you think it should work?
We each have our personal accounts and one joint account for business reasons but we both contribute to it and that money pays the bills!!
and we have our seperate ones for one reason hes gotta pay child support and im legally still married!
Shy_Latina wrote: Okay, that's fair!! But if it's a couple don't you think they'll be saving and entertaining themselves together?? What’s the point of having separate accounts then?
I think the couple should have a joint account for all the "living expenses" (mortgage, food, bills, drugs, etc) where both contribute based on whats agreed upon them, and separate accounts for each, for things like savings and entertainment.
Okay, that's fair!!
But if it's a couple don't you think they'll be saving and entertaining themselves together?? What’s the point of having separate accounts then?
I think the couple should have a joint account for all the "living expenses" (mortgage, food, bills, drugs, etc) where both contribute based on whats agreed upon them, and separate accounts for each, for things like savings and entertainment.
I think the couple should have a joint account for all the "living expenses" (mortgage, food, bills, drugs, etc) where both contribute based on whats agreed upon them, and separate accounts for each, for things like savings and entertainment.
Shy_Latina wrote: Yesi yeah, that's what I said. What if one of them makes more money than the other one? Then he or she will have more money to spend on his or her own needs, Like el duro said, in entertainment, clothing.. Whatever!!... While the other person has to take care of his/her own money. No fair!!!
I will agree with el Duro, I think that you should have a join account, what is the point of marrying someone if they will just be your room mate with benefits LOL. But probably your friend makes way more money than his girl and that is why he wants to keep his. Very selfish if you ask me Yesi
yeah, that's what I said. What if one of them makes more money than the other one? Then he or she will have more money to spend on his or her own needs, Like el duro said, in entertainment, clothing.. Whatever!!... While the other person has to take care of his/her own money. No fair!!!
I will agree with el Duro, I think that you should have a join account, what is the point of marrying someone if they will just be your room mate with benefits LOL.
But probably your friend makes way more money than his girl and that is why he wants to keep his. Very selfish if you ask me
So I was talking to a coworker during lunch and we starting discussing how couples (married or not) that are living together handle money. I believe if you decide to move in with someone then each other’s income should go into a joint account. You'll be spending in the same stuff anyways, rent, food, vacation, etc.. My coworker on the other hand thinks what's his is his and what's hers is hers. He can pay for, lets say rent, and she can pay for food. If they go on vacation then they can go half half. For the people that already live with their significant other, how does it work in your house? For the rest, how do you think it should work?
if your married u should have a joint account because it about trust if u married the person then i guess u trust them right?,and also an account for u needs..i.e. entertiment
So I was talking to a coworker during lunch and we starting discussing how couples (married or not) that are living together handle money. I believe if you decide to move in with someone then each other’s income should go into a joint account. You'll be spending in the same stuff anyways, rent, food, vacation, etc.. My coworker on the other hand thinks what's his is his and what's hers is hers. He can pay for, lets say rent, and she can pay for food. If they go on vacation then they can go half half.
For the people that already live with their significant other, how does it work in your house? For the rest, how do you think it should work?