U gotta resist the temptation Baina.  As for me, I'm very careful with my Visa.  I hardly ever use, so I have a good amount that I can use right now, but believe me, I will only dip in to it if it's absolutely necessary.  I learned from the big mistakes I made with my previous visa.

MAXED MY VISA IN THE FIRST 3 DAYS I HAD IT.... RECEIVED IT ON A FRIDAY. MY LIMIT WAS $2500... MAXED IT ABOUT 3 TIMES AFTER THAT... AND NOW...IM PAYING IT SO I CAN MAX IT UT AGAIN...

Stay away from those VISAs, they want to make a slave out you guys. Well, I have one ,they come handy,by try not to use more than 20% of the credit limit, if you need more than that try to get a line of credit instead.  VISA is supposed to be paid fully in about a month.  No las topen muchachos, don't fall into their game.

McOSIRIS wrote:

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This card is expired.....can you send a pic of the new one....

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I WAS THINKING THE SAME THING LoL

So that "black card" does exist ... I heard about this at my part-time work, they talk about like nothing ... I was like your lying, LOL ... and my boss said no I will have the lawyer at the office show you friday ... I want one of those cards, but as long as I don't have to pay anything back

Here is my VISA card   

Visa Infinite is the most sophisticated credit card in the world, specially designed with the most exclusive services available in the market, to meet the requirements of a select group of upscale consumers, provides unparalleled services and benefits, allows cardholders to fully enjoy their activities and travel with total freedom, confidence and peace of mind.

The highest sign of Prestige and Distinction

Issued only to an exclusive group of select customers, the Visa Infinite card leverages the universal recognition and acceptance of the Visa brand, immediately identifying the cardholder as a preferred customer worldwide.

The Visa Infinite card instantly identifies the cardholder as a preferred upscale customer who has chosen the easiest, most secure and convenient way to pay at countless stores, supermarkets, restaurants, hotels and travel agencies, including prestigious merchants all over the world.

The Most Comprehensive Benefit Package in the Industry

When the Visa Infinite card is used to pay the ticket, the cardholder and his family members are automatically covered by one of the best insurance programs in the industry, at no additional cost. Subject to limitations and conditions specified in the policies, the insurance program the institution can offer it's preferred cardholders includes:

• Travel Accident Insurance coverage of up to US$1 million for the cardholder, spouse and dependent children under 23 years of age.
  
• Medical Emergency Insurance coverage of up to US$25,000 per person providing valuable protection for the cardholder and his family members in the event of a medical emergency due to injury or illness while traveling. The insurance also provides coverage if the cardholder or family member needs to be transferred to another location due to a medical emergency. In addition, the policy covers transportation costs to return home, as well as any other cost incurred by the cardholder due to trip interruption, a family member's visit or care during the period of convalescence to recover from a medical emergency.
  
• Auto Rental Insurance providing coverage in the event of theft and collision worldwide when the cardholder uses his Visa Infinite card to pay the full amount of the rental while traveling outside his country of residence. The insurance covers the value of the vehicle or the cost to repair or replace it.

Truly Exclusive Services and Attractive Benefits

In addition to Emergency Card Replacement and Emergency Cash Advance within twenty-four to forty-eight hours practically anywhere in the world, Visa Infinite provides the cardholder with one of the most attractive added-value benefit packages in the payment card industry, including:

• An exclusive Customer Service telephone line which can be accessed 24 hours a day, 365 days a year.
  
• The exclusive Visa Rewards program, providing airline, auto rental and hotel rewards without the restrictions usually imposed by other reward programs.
  
• Valuable assistance and consulting services including:
  
  
  
  • Trip Planning Information
    
  • Physician, hospital and dentist referrals in the event of a medical emergency
    
  • Attorney and legal service referrals in the event of a legal emergency
    
  • Lost Ticket Replacement
    
  • Emergency Message Service
    
  • Lost Baggage Assistance Service
    
  • Emergency Transportation Assistance
    
  • Prescription Assistance
    
  • Document Delivery
  
  
• The Visa Infinite card also provides state-of-the-art chip technology and access to the Visa Infinite website, where the cardholders can get updated information and track points on their Visa Reward program.

In addition, the Visa Infinite card provides services that are specially designed to make the cardholder's life easier and allow him or her to enjoy all activities and travel to the fullest, including:

• The Personal Concierge, a versatile service that assists cardholders in the event of an emergency anywhere in the world. The Personal Concierge also provides information regarding the destinations visited, including regional customs, typical gifts, tourist attractions, sports and cultural events, and the best places to dine and enjoy nightlife. The Personal Concierge can also provide referrals to physicians and attorneys in case of emergency and assist the cardholder with ticket, lodging, luncheon, dinner, cultural event and show reservations, as well as to locate, purchase and ship gifts and make all arrangements required for banquets and meetings.
  
• Executive Business Services to meet the special needs of business travelers.
  
• Exclusive Travel Offers including travel and tour packages to the most exotic destinations, as well as excellent discounts and complimentary services at premier tour operators worldwide.

 

I want the same visa showed in the commercial on TV.

The one with the balance that gets cleared by itself.